The death of an owner could mean the death of a business. Heirs of the deceased may insist on a job or an active role in management, may insist on dividends being paid, may sell their interest to competitors, or may force liquidation in order to obtain funds. Creditors may tighten up on credit if…Read More
Term insurance policies are priced like all other insurance policies. The cost of insurance is determined based on your age, gender, smoking class, health and lifestyle. Underwriters evaluate your medications and health history to decide whether you pose any additional risks to the insurer that should result in an additional premium. In addition to looking…Read More
No matter what your current financial situation, life insurance is one necessity you cannot go without —plus, it’s truly more affordable than you think. That being said, cost isn’t the only factor you should consider. Quality life insurance provides a permanent safety net for your family and loved ones, which is why it’s so crucial…Read More
Most Common Misconceptions About Term Life Insurance Many people don’t have term life insurance (or enough of it) because they are simply not clear about how the product works and how to purchase it. Doing a little bit of research on your own can help you identify the policy that is most appropriate for you…Read More
Almost every American has an insurance agent that is either covering their home, auto or their term life insurance policy. The agent you have may even be covering all three of these crucial insurance coverages for you. But how do you know that you received the lowest cost policy with the most to offer in…Read More
In life, nothing’s certain other than “Death and taxes” and although it may be a morbid topic of conversation for many of us, the fact is that unfortunately we never know what’s around the corner. When we’re younger we think that we’re invincible and indestructible and that we’ll live forever. As the hands of time…Read More
What do Northwestern Mutual, State Farm, Allstate, and MetLife have in common? For starters, brand name recognition. Secondly, I believe they are all great companies. Let me ask you this though, why is it that we have all heard of these companies? Well, it’s because they spend hundreds of millions of dollars in advertising each…Read More